It’s that time of year again when we start to look forward to Christmas. Many of us will get the well deserved break that we’ve all been craving. It also tends to tip the scale on the amount of cash we see coming in – as a result of Christmas sales. But then the drag of the first quarter of next year looms. Particularly for those businesses that rely on the Christmas sales to give them a bit of a boost towards the new year. Historically, if we ever ran into trouble, we would set up a payment plan. Not
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