Insights & Guidance

You have judgment, but voluntary arrangements have failed, and your debtor is proving difficult and citing that they have no assets. What can you do to exercise that what they tell you is the truth?

An oral examination is a powerful tool you can use once you receive a judgment (CCJ) from the Courts. In this blog post, I’ll delve into the essence of oral examinations – a legal process where debtors are summoned to court to shed light on their financial circumstances.

Following on from my blog in May regarding Consumer Duty, today we will explore what this entails for businesses, highlight key preparation steps, and provide insightful questions to consider as they adapt to this transformative regulatory framework.

I have in the past received many requests from prospective clients and/or ongoing clients about taking legal action for something that has a value of £500.  Instructing a professional to do it is not cost-effective as you generally throw good money after bad, i.e. a solicitor could cost you around £80 per hour + depending on where you are in the country.  It’s not only obtaining judgment which is key, but it’s also looking at enforcing the debt too. 

Running a small business is rewarding but often comes with its fair share of challenges. One such challenge is dealing with disputes that may arise with customers, suppliers, or even competitors. As a small business owner, you might wonder when initiating legal proceedings is truly cost-effective. In this blog post, we’ll delve into the factors you should consider before pursuing legal action, ensuring you make informed and strategic choices for your business.

Running a small business is a fulfilling venture, but it’s challenging. One obstacle entrepreneurs may encounter is disputes with customers, suppliers, or even other businesses. While it may be tempting to avoid confrontation, dealing with disputes is crucial to sustaining and growing your small business. This blog will explore why confronting disputes is essential and how seeking professional assistance can make the process smoother. If you find yourself amid a dispute and need guidance, don’t hesitate to contact me for expert assistance.

The Buy Now, Pay Later (BNPL) sector has experienced rapid growth and popularity, revolutionising how consumers purchase. However, recent news from Sky News suggests that the UK Treasury might shelve plans for regulatory measures on the BNPL market. This decision has ignited discussions on the potential impact of regulation and its significance for the future of the BNPL sector in the UK.

Having been committed to various roles in ‘Recoveries’ for the last decade or so … The sceptic in me always does a rigorous check to see if all angles have been covered before legal action is even considered. Now, you might be thinking – “Yes, I’ve covered everything All my letters/calls have been ignored.” Are […]

Sitting in between my Clients; ‘Mrs’ on the left and ‘Mr’ on the right. Whilst talking, every so often ‘Mr’ would look over his shoulder, past the Mercedes on his driveway and out into the street. The same pattern would continue throughout through the meeting. Eventually I couldn’t help but agitatedly ask – “Why do […]

B….t or B…….t As you can see one gap is bigger than the other….I let you fill in gaps 😊 Put quite simply, UK politics has never experienced a gap like last couple of months. There’s a tendency to leave things right up until the last month for individuals of any party to agree to […]

I previously worked for two companies that had gone through major restructures or name changes. This meant: a complete change in internal processes a drive towards different elements changes to internal bureaucracy This lead to a more streamlined approach, getting things done quicker, and was sometimes necessarily brutally for survival. … but it can come […]