Navigating the BoE’s 14th Consecutive Rate Increase

The recent move by the Bank of England (BoE) to implement its 14th consecutive interest rate increase, raising rates to 5.25%, has set in motion a series of changes that extend beyond the surface-level market dynamics. As a Debt Recovery Specialist, I want to show how this decision can significantly influence businesses and their strategic…

Read More

Exploring the Impact of Falling Inflation on Mortgage Payments

Inflation is a key economic indicator affecting consumers’ purchasing power and overall cost of living. As we analyse the recent news of inflation falling to 7.9%, a question arises: Does a decrease in inflation necessarily translate to a reduction in mortgage payments? In this blog, we will delve into the relationship between inflation and mortgage rates, understanding how changes in inflation can influence mortgage payments.

Read More

The Rising Tide of Late Payments: A Closer Look at the £5bn Increase

In the dynamic world of small and medium-sized enterprises (SMEs), cash flow is the lifeblood that keeps businesses afloat. However, recent trends indicate a concerning rise in late payments, causing substantial financial strain on SMEs. According to the latest SME Insights Report for 2023 from Simply Business, late payments have surged from £27 billion to a staggering £32 billion. This blog delves into the reasons behind this alarming increase and its potential implications for the SME landscape.

Read More

Wow, what do you mean you’ve gone bust?

Wow Air, Primera Air, Flybe, XL….. What do the above have in common? Well, they’re budget airline carriers who operate in a no-frills capacity. It’s estimated that around 30% of airlines who start to operate go bust within the first two to three years of trading. But why? Simply because of high operating costs, broken…

Read More