Resolving Business Debt Issues Without Legal Action

It can be frustrating and stressful when a business defaults and delays payments to smaller business owners like us. However, there are steps we can take to address these issues without resorting to legal action. This blog outlines practical strategies for small business owners to effectively manage and resolve debt disputes.

Read More

Navigating the BoE’s 14th Consecutive Rate Increase

The recent move by the Bank of England (BoE) to implement its 14th consecutive interest rate increase, raising rates to 5.25%, has set in motion a series of changes that extend beyond the surface-level market dynamics. As a Debt Recovery Specialist, I want to show how this decision can significantly influence businesses and their strategic…

Read More

Navigating Disputes: Why Small Businesses Should Confront Challenges Head-On

Running a small business is a fulfilling venture, but it’s challenging. One obstacle entrepreneurs may encounter is disputes with customers, suppliers, or even other businesses. While it may be tempting to avoid confrontation, dealing with disputes is crucial to sustaining and growing your small business. This blog will explore why confronting disputes is essential and how seeking professional assistance can make the process smoother. If you find yourself amid a dispute and need guidance, don’t hesitate to contact me for expert assistance.

Read More

Exploring the Impact of Falling Inflation on Mortgage Payments

Inflation is a key economic indicator affecting consumers’ purchasing power and overall cost of living. As we analyse the recent news of inflation falling to 7.9%, a question arises: Does a decrease in inflation necessarily translate to a reduction in mortgage payments? In this blog, we will delve into the relationship between inflation and mortgage rates, understanding how changes in inflation can influence mortgage payments.

Read More

Growth Begins At The End Of Your Comfort Zone

How often have you been on journey where you’re sitting either on a bus or a train and its pouring outside? And you think to yourself “Wow I’m lucky to be in the dry”. … But are we really? When we go through our day to day lives – we come across things which fall…

Read More

Credit Control Reporting Made Simple

When you first began your business you probably found yourself doing everything yourself. … but as you slowly begin to grow you have to ensure that you have a system in place to record your cash collection. Why is it crucial to keep records? As well as keeping accounts and your annual return records organised,…

Read More

Company Directors Behaving Badly – Part 2

In last week’s blog I talked about the actions Creditors could take in relation to the Companies Act 2006. This week, I’ll be covering why the CDDA (Company Directors Disqualification Act 1986) was brought into contention, and the restrictions that can be imposed on fraudulent directors. This 2014 article from the Financial Times shows the…

Read More

Why Dealing With Complaints Makes Financial Sense

Having been committed to various roles in ‘Recoveries’ for the last decade or so … The sceptic in me always does a rigorous check to see if all angles have been covered before legal action is even considered. Now, you might be thinking – “Yes, I’ve covered everything All my letters/calls have been ignored.” Are…

Read More

Through The Looking Glass: When Debt Breeds Fear

Sitting in between my Clients; ‘Mrs’ on the left and ‘Mr’ on the right. Whilst talking, every so often ‘Mr’ would look over his shoulder, past the Mercedes on his driveway and out into the street. The same pattern would continue throughout through the meeting. Eventually I couldn’t help but agitatedly ask – “Why do…

Read More